Apply in minutes. No obligations. No hard credit pull. Personal or Business.

WELCOME TO

LOANS400

Loans400 provides unsecured personal and business loans from $20,000 to $400,000. Get the funds you need when you need them with express funding. Apply in less than 60 seconds and receive funds in days not weeks.

Learn more about us

APPLY IN LESS THAN 60 SECONDS

  • FAST FUNDING
  • UP TO $400,000
  • PERSONAL OR BUSINESS
  • SIMPLE PROCESS
  • TRANSPARENT TERMS
  • NO UPFRONT FEES
  • NO HARD CREDIT PULLS

CONSTRUCTION

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TRANSPORTATION

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BUSINESS START-UPS

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TRANSPORTATION

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RESTAURANTS & BARS

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WORKING CAPITAL

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HEALTH CARE

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RETAIL

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REAL ESTATE INVESTMENTS

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FRANCHISE

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OTHER INDUSTRY

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PERSONAL LOANS

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TESTIMONIALS
WHAT OUR CLIENTS SAY ABOUT US?

I would recommend Loans400 Capital to anyone. I was in a situation where I was in need of $40,000 to pay some unexpected expenses and to also have additional funds to help me with other things. They were able to get me funded within 7 business days and the process was simple. I’m forever grateful that they were able to help me in the time of need.

-KARAN KUMAR

Minimum Requirements

To qualify for a loan, you must have a 660 minimum credit score and verifiable income.

FREQUENTLY ASKED QUESTIONS

An unsecured personal loan is money you can borrow from a financial institution that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest.

Using loans400.com to get pre-qualified does not affect your credit score. To get pre-qualified you can pull your own credit score using a service such as we www.privacyguard.com, identityiq.com, or checkfreescore.com to obtain tri-merged credit report with scores included. 

These companies typically offer a free credit monitoring trial which you cancel service before 7-day free trial expires.

Loan amounts range from $20,000 to $400,000, depending on your approval status. A loan specialist will review your pre-approval application and determine your eligibility, and if eligible, review with you your estimated loan terms, and work with you to help you get the funds you need that works for you.

Clients are approved in 24-48 hrs

FREQUENTLY ASKED QUESTIONS

An unsecured personal loan is money you can borrow from a financial institution that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest.

Using loans400.com to get pre-qualified does not affect your credit score. To get pre-qualified you can pull your own credit score using a service such as we www.privacyguard.com, identityiq.com, or checkfreescore.com to obtain tri-merged credit report with scores included. 

These companies typically offer a free credit monitoring trial which you cancel service before 7-day free trial expires.

Loan amounts range from $20,000 to $400,000, depending on your approval status. A loan specialist will review your pre-approval application and determine your eligibility, and if eligible, review with you your estimated loan terms, and work with you to help you get the funds you need that works for you.

Clients are approved in 24-48 hrs