Frequently Asked Questions

An unsecured personal loan is money you can borrow from a financial institution that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest.

Using loans400.com to get pre-qualified does not affect your credit score. To get pre-qualified you can pull your own credit score using a service such as we www.privacyguard.com, identityiq.com, or checkfreescore.com to obtain tri-merged credit report with scores included. 

These companies typically offer a free credit monitoring trial which you cancel service before 7-day free trial expires.

Loan amounts range from $20,000 to $400,000, depending on your approval status. A loan specialist will review your pre-approval application and determine your eligibility, and if eligible, review with you your estimated loan terms, and work with you to help you get the funds you need that works for you.

Clients are typically approved in 24-48 hrs

3-5 year terms with no prepayment penalty

  • 660+ credit scores across all 3 credit bureaus
  • 3 or more active trade lines
  • Credit utilization ratio must be 50% or less
  • 8 or less inquires in the last 12 months
  • Bankruptcy must be 2 years old
  • Income must be verifiable by W2, 1099, or tax return
The next step is to complete our short pre- approve form here.
FREQUENTLY ASKED QUESTIONS

An unsecured personal loan is money you can borrow from a financial institution that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest.

Using loans400.com to get pre-qualified does not affect your credit score. To get pre-qualified you can pull your own credit score using a service such as we www.privacyguard.com, identityiq.com, or checkfreescore.com to obtain tri-merged credit report with scores included. 

These companies typically offer a free credit monitoring trial which you cancel service before 7-day free trial expires.

Loan amounts range from $20,000 to $400,000, depending on your approval status. A loan specialist will review your pre-approval application and determine your eligibility, and if eligible, review with you your estimated loan terms, and work with you to help you get the funds you need that works for you.

Clients are typically approved in 24-48 hrs

3-5 year terms with no prepayment penalty

  • 660+ credit scores across all 3 credit bureaus
  • 3 or more active trade lines
  • Credit utilization ratio must be 50% or less
  • 8 or less inquires in the last 12 months
  • Bankruptcy must be 2 years old
  • Income must be verifiable by W2, 1099, or tax return

The next step is to complete our short pre- approve form here.

TESTIMONIALS
WHAT OUR CLIENTS SAY ABOUT US?

I would recommend Level Up Capital to anyone. I was in a situation where I was in need of $40,000 to pay some unexpected expenses and to also have additional funds to help me with other things. They were able to get me funded within 7 business days and the process was simple. I’m forever grateful that they were able to help me in the time of need.

-B. HANCOCK